Over the past decade, the financial industry has undergone a transformative shift driven by technolo
Introduction: The Evolution of Financial Technology (FinTech) Over the past decade, the financial industry has undergone a transformative shift driven by technological innovation. Gone are the days when banking required physical branches and cumbersome paper processes. Today, consumers demand seamless, secure, and customizable digital experiences accessible via smartphones. As of 2023, the global mobile banking sector has surpassed $4 trillion in transaction volume annually, reflecting both the immense scale and trust placed in these platforms (World Fintech Report 2023). Core…
